See how we can help you
Learn more in this quick and easy guide to banking with us.
Easy access to everyday banking with great benefits.
Don't overcomplicate your everyday banking. With Orange Everyday and Savings Maximiser the choice is yours on how you want to pay. Here's how we could help.
EVERYDAY BANKING
Orange Everyday
- You could get 1% cashback on eligible utility bills. T&Cs apply.
- $0 international transaction fees when you shop online and overseas.
- Save on fees with up to 5 rebated ATM withdrawal fees a month (excludes international ATM operator fees).
Available when customers deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super and Orange One) and make 5 or more settled (not pending) eligible ING card purchases each month.
When the criteria is met in a calendar month, the benefits will apply in the next calendar month.
SAVINGS ACCOUNT
Savings Maximiser
For each month that you:
- Deposit $1,000+ from an external source
- Make 5+ card purchases that are settled (not pending) and
- grow your nominated Savings Maximiser balance (excluding interest earned for that month)
you get these benefits the following calendar month:
- You could earn up to 5.50% p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)
For whatever is on the cards
Choose a value packed low rate card with no annual fee or our platinum card that gives you cash back on your spend.
CREDIT CARDS
Orange One Low Rate
Choose a value packed card with no annual fee and a low fixed interest rate from Australia's most recommended bank.
- No annual fee AND a low 11.99% p.a. variable rate on purchase.
- No international transaction fees if you deposit at least $1,000 a month into your Orange Everyday and make 5+ card purchases that are settled (not pending) each month.
- Mobile payments made easy with Apple Pay and Google Pay.
- Credit limits available from $1,000 to $30,000
- Choose to Pay off your purchases and set the terms of your choice using instalment plans and get an even lower interest rate of 9.99% p.a.
- Set up personalised notifications to help stay on top of things
- Set up automatic repayments from your eligible account
- Add an additional card holder for just $10 per card
Life is full of surprises. Our Personal Loan isn't.
Unsecured personal loans available from 6.89% p.a. to 16.89% p.a. (comparison rate from 7.10% p.a. to 17.22% p.a.).
PERSONAL LOANS
Personal Loan
Get your funds sooner when you have an Orange Everyday. We will pop your funds into your account automatically once you accept the details of your loan.
EVERYDAY BANKING
Orange Everyday
Available when customers deposit $1,000+ per month (such as their pay) and make 5+ card purchases that are settled (not pending) each month to get these benefits the following calendar month:
- You could get 1% cashback on eligible utility bills. T&Cs apply.
- '$0' International transaction fees when you shop online and overseas.
- Save on fees with up to 5 eligible ATM withdrawal fees rebated each month in Australia and overseas.
We're here to make your next move easier.
Make the process of buying a house or re-financing simpler with a straightforward, easy-to-understand home loan. Then save yourself the insurance run-around and money by keeping everything under one roof. Here's how ING can help.
HOME LOAN
The best place for your home
From first timers to switchers, we can help you achieve your property goals.
- Your own home loan specialist will be there to help you, every step of the way.
- Online calculators that help you estimate your borrowing power, repayments and offset savings.
- Low variable and fixed interest rates with split loan options.
INSURANCE
HOME AND CONTENTS INSURANCE
Protect what you love with Combined Home and Contents Insurance. Save 30% on your first year's base premium online.
- Choose the cover that's right for you - home, contents, home and contents or optional covers.
- Relax with new for old replacement – cover for fire, storm, theft and a $20 million legal liability cover. See the PDS for full details.
- Make claims 24/7 online or over the phone.
Make your money work harder.
Save for the future and grow your wealth with options that could deliver long-term benefits. Here's how we could help.
SUPERANNUATION
Savings Maximiser
Save more over the long term for your retirement lifestyle with our simple super solution.
SAVINGS ACCOUNT
HOME AND CONTENTS INSURANCE
For each month that you:
- Deposit $1,000+ from an external source.
- Make 5+ card purchases that are settled (not pending)
- grow your nominated Savings Maximiser balance (excluding interest earned for that month)
You get these benefits the following calendar month:
- You could earn up to 5.50% p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)
Specialists in business deposits and commercial lending.
Competitive rates on term deposits, high variable interest savings, and commercial property loans.
Business Savings
Business Optimiser
High variable interest business savings account with 24/7 access.
Commercial Loans
Dedicated support
If you require more than $500,000 for a commercial property, our specialist team can assist you with experience gained over 25 years in the real estate market. Funding options include:
- Variable or Fixed term loans.
- Financing traditional investments in real estate, such as commercial, industrial, retail or multi-unit residential property.
- Development and construction projects
